80% of Businesses With Existing Group Benefit Plans End Up Unknowingly Overspending. We Fix This!

employee benefit pricing

Benefit Premium Wastage is Real!

Why You Should Be Concerned About  Wastage Being Present in Your Current Program

Benefits Wastage Happens in 2 Ways.

1. Over time, when employee benefit plans don’t get reviewed properly a gap between the premiums being paid and the claims being submitted starts to create a chasm. This gap is money being wasted and it can add up quickly.

2. Wastage also happens the moment the plan has been designed. If employees have benefits that are assigned to them that they don’t need, want or use – wastage happens.

Apathy is the greatest threat. You may be happy with your plan, happy with your Advisor but lurking underneath could be a monster siphoning off money you’ll never get back each and every month.

Our Video Shows You How to Create Flexibility That Removes Benefit Wastage

What is a Benefits Wastage Analysis?

Your Historical Data Will Tell Us Where You’re Unknowingly Overspending and Most Importantly Why It’s Happening

Our proprietary software will analyse your claims, premiums paid and benchmark your plan design against your employee demographics to uncover precisely where the gaps are. 

Your complimentary report will provide recommendations on how to remove the wastage, and provide staff with the benefits they need.

If your organisation is over 25 employees we can identify wellness needs by examining the various types of drugs being utilised, at the group level; so that you have a customised strategy to help your employees stay well.

Client Testimonials

Layne Britton
Layne Britton
2021-12-13
Verified
Tyler is very professional and knowledgeable. He was able to create a benefit plan that works with my business. Highly recommend Tyler for his services
Jaclyn Rinehart
Jaclyn Rinehart
2021-12-10
Verified
Tyler has been incredible to work with. He made setting up benefits easy and stress free for our business and always responds right away!
PacificSport VI
PacificSport VI
2021-12-10
Verified
Nicole Proch
Nicole Proch
2021-12-10
Verified
Tyler was great to deal with and made the entire process easy. We are happy we made the switch. Highly recommend!!
Melissa Mitchell
Melissa Mitchell
2021-12-10
Verified
Tyler @ OnPoint Employee Benefits has been an absolute pleasure to work with. Exceptional at responding in a timely manner and always willing to go above and beyond to make sure things are looked after. Thank you Tyler for making this transition so smooth. I look forward to continuing to work with you in the future.
Sean Raible
Sean Raible
2021-12-10
Verified
Tyler brings a very welcomed voice and varied solutions to the employee benefits space- from being transparent on costs/fees/commission, to designing benefit plans that truly align to the needs of staff and the business. I highly recommend employers who are looking to take their benefits offering to the next level (in this ever-competitive war on talent) that they speak to Tyler for a second opinion. You will not be disappointed!
Bryan Sakata
Bryan Sakata
2021-12-10
Verified
Nanette Best
Nanette Best
2021-10-15
Verified
As the owner of a small retail shop, I can't say enough about Tyler. I was looking for employee benefits for my small staff. He was so easy to work with and was very quick to answer any questions and offer advice. He walked me through each step of the process to obtain benefits and, he clearly worked hard to find the best benefits that were affordable and unique to each of my staff members situation. I would highly recommend Tyler and OnPoint as your choice for employee health benefit programs, he was fantastic to deal with.
Corey Ferrier
Corey Ferrier
2021-05-17
Verified
OnPoint was able to find a perfect solution when other brokers were coming up short. The onboarding and service was handled with professionalism.

Top Benefit Questions We Get Asked

Aren't all Brokers the same, why should we consider OnPoint?

Brokers generate quotes and sell on price, and might monitor the plan for you. OnPoint is a benefits consultancy, who understands the total rewards space. We rely on understanding your company, use data to benchmark your plan and have software programs built on A.I. to uncover risks. Benefits (health, wellness, retirement savings), and the technology to deliver benefits, is all we do. When you engage us, we’ll share our full service offer to showcase more of you get by working with a firm like ours. You’ll be surprised at the amount of value we provide!

Do we have to switch carriers in order to get savings?

Our first goal is to improve what you have and then see if alternatives make sense. 80% of the time there’s a significant gap between the premiums you’ve been paying and the claims that have been submitted. Our software will crunch the data and provide recommendations.

What providers do you work with?

We have access to the vast majority of employee benefits, wellness, EAP and group retirement programs. Once we have a discovery call, we’ll be able to design your plan with your needs in mind.

What kind of coverage do you offer?

What kind of coverage do you need? We design plans based on what your organisation needs to keep your specific employees healthy and engaged. We don’t put benefits or coverages in a box. During our discovery call, we’ll uncover what’s important for your program.

We're currently in a pooled program, won't it be risk for us to leave?

In a pooled program, like the Chamber’s plan; you’re either being subsidized or subsidising other businesses claims. Yes, pooled programs generally help keep premiums smooth and for many small businesses pooled programs are ideal. There are many different pooled programs. Let’s make sure you’re in the best one. We have access to several pooled and semi-pooled programs!

How do we get started?

Send us a message, book a discovery call or fill in the quote request form and we’ll respond quickly.

Are EAP programs really worth it? Do they work?

As part of our “better wellness” focus, we help assess the mental wellbeing aspect of benefits. EAP’s are a relic from the past and we have some wonderful ideas and programs we can explore that will offer immediate access (no hoops to jump through) for your staff and provide lasting, meaningful results. Let’s upgrade your mental wellbeing support. EAP is employee assistance program.

Do you help with group retirement savings plans?

Absolutely, we have a neat concept we’d love to share with you on how we integrate these into your program. Ask us about it. Whether you’re looking to have a matching program, offer it as a voluntary plan or want a full pension style program we can source the best options for you and handle all of the governance associated with these types of programs.

Our Thoughts on Benefit Reviews

Contact Us For a Complimentary Wastage Analysis